Commercial Real Estate Loans & Financing

Grow your commercial real estate business

Buy, refinance or expand

With deep industry relationships, lending expertise and market experience, our bankers are poised to help you grow. We offer loans to finance construction and existing commercial properties including retail property, industrial property, multi-family rental units, select hospitality properties, commercial investment property and loan portfolios, and more.

First Citizens And You

Grow your footprint with our commercial real estate lending expertise

Explore adjustable-rate loans

We offer flexible commercial property loans with 3- to 20-year terms on any amount above $250,000.

Get into the right owner-occupied space

Make an investment in your company's future. First Citizens can help you determine if purchasing your commercial property is the right decision for your business and provide financing solutions to meet your needs.

Access competitive flexible rates

We offer a range of commercial real estate loan rates and terms. Let us help you find what suits your unique needs for the project you have in mind.

Leverage local expertise

Our bankers have years of experience in their communities. Leverage their connections to find and finance the right commercial properties for your growing business.

Benefit from our industry expertise

Our team of seasoned bankers provide the expertise necessary for successful execution of value-add and construction lending.

Commercial Real Estate Products and Services

How can we help meet your business needs?

Our real estate finance team puts our expertise to work to provide financing and banking solutions to experienced commercial real estate owners and developers.

  • Acquisition loans on value-add properties
  • Construction loans for multi-family and industrial properties
  • Term loans on stabilized properties
  • Varying loan sizes from $20 million to $150 million
  • Recapitalizations
  • Mezzanine—origination for distribution with a dedicated capital markets team
  • Treasury management, including cash management
Commercial Real Estate Financing Insights

Grow your business

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NMLSR ID 503941